Compensation Culture

What is the ‘No win no fee’ Compensation Culture? 

There are many different views on claiming for an injury and it often gets a bad press. Solicitor firms and claims management companies are sometimes called ‘Ambulance chasers’ and there is a general view that ‘If there’s a blame, there’s a claim’ and you can claim for anything.

However, this is a long way from the truth and it is rarely reported that seeking legal advice when you are injured and being put on a ‘No win no fee’ agreement is giving you ‘Access to justice’ to allow you to actually be compensated for a wrong doing that was not your fault.

Accident Line facilitates this ‘Access to justice’ by putting you in touch with specialist injury solicitors who will act on your behalf to ensure you are awarded the correct level of compensation for your injury. We provide a service that is both professional and ethical through an organisation you can trust.

What is the process when someone is injured?

When you are injured, your financial losses can be considerable, e.g. loss of wages and travel costs. This is before you even think about compensation for your own pain and suffering. The law is there to help you get the compensation you deserve and to stop others from having to suffer in the future.

Within this arena a popular way of funding your case is a ‘No win no fee’ agreement. This means your solicitors and you have an agreement that you will only have to pay costs if you win your compensation claim and even then you recover these costs from the losing side.

This does not cover you for your expenses such as the cost of medical reports and court fees during your claim and does not cover you for the other side’s costs if you lose.

Protecting yourself against losing

If you were to lose your case, it could prove expensive.

However, you can obtain Legal Protection Insurance which will cover all of these costs if your case was to lose. Your 'Injury Solicitors' will check with you if you already have this in place, i.e. through your household insurance policies or car insurance policy, and if not, they will arrange this for you on a ‘no win no fee’ basis and take out an ‘After the Event’ insurance policy.

It is obviously very important to get insurance in place, to prevent any risk of you having to pay out possibly substantial costs. The cost of this insurance will not become payable until the end of the case and will never have to be paid by you. If your case wins, the other side will pay the cost of your insurance premium on top of your sum of compensation, If your case loses, we will not charge the premium.