Car Accident Compensation Claims

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By Crispin Bateman

on Monday 25 February 2019

Car crash surrounded by police and tape

Can I claim for compensation after an accident?

Road traffic accidents are an all-too-common problem in the UK, where 1,793 people were killed and almost 25,000 suffered a serious injury in 2017 because of car accidents.

If you have been involved in a car accident that was not your fault, then you are entitled to make a claim for compensation.

How much money do you get for pain and suffering in a car accident?

The number one question regarding car accident compensation claims is ‘how much compensation will I get for a car accident?’ For the most part, it is not about greed, but simply knowing whether going through the process of a potentially long car accident claim is worthwhile.

In the UK, car accident compensation amounts are calculated based on a set of guidelines that are followed by every court in the UK in order to maintain national fairness. Of course, every single injury is different, and every person’s claim is unique, but the guidelines provide a base line for the court to determine the proper financial recompense that is fair in every situation.

In order to answer the question, however, we must look to the injuries caused by car accidents.

What is the average payout for a whiplash injury?

One of the most common car accident injuries is the soft tissue injury of the neck commonly known as whiplash.

Due to the nature of whiplash having few externally visible symptoms and claims having the potential for abuse, the government are doing what they can to crack down on false whiplash claims. However, current legislation makes it possible to claim for whiplash if it is backed up with proper medical examination.

What are the other common car accident injuries?

Modern car safety now means that many major injuries are avoided, however, even the safety systems are not perfect and where a seatbelt and airbag may prevent life-threatening skull injuries that could have occurred were they not in place, they come with some minor injury threats of their own.

One of the more common car accident injuries, after that of minor bumps and scrapes, is having broken ribs – often caused by the pressure of the seatbelt across the torso.

Other common injuries include:

  • Head injuries – despite airbags, head impact injuries are all too frequent and the after-effects can be serious. Head injuries must be treated as soon as possible or they can lead to future complications from sleeping disorders and acute headaches to life-altering brain damage. Read our specific article about claiming for head injuries here.
  • Broken bones – the impact of a car accident can put an enormous strain on your body and even strong bones can become fractured from the collision. Thankfully, most broken bone injuries can be healed given enough time. Read about making a compensation claim due to broken legs and broken arms in our other articles.
  • Internal bleeding – external cuts are easily discovered and dealt with, but it is likely that a serious impact can also cause some internal bleeding that must be resolved straight away to prevent any extra complications.
  • Damage to internal organs from impact – our internal organs are all very fragile, typically protected by other sections of the body such as the rib cage. But damage to these protective systems can leave the internal organs vulnerable and even be part of the injury.
  • Trauma to the knee – having your knees suddenly strike the dashboard can lead to ligament or kneecap damage and a substantial amount of pain as well as difficulty walking. Our article on claiming compensation due to knee damage may be able to help you.

What about car crash compensation payouts for mental trauma?

Similar to physical injuries, mental damage is an ongoing issue following a car accident. Sadly, being witness to a horrific event can leave you with continued mental health issues, including the serious condition of post-traumatic stress disorder (PTSD).

If you suffer from PTSD, you may be unable to distance yourself from the memory of the accident and stop it from replaying in your mind. You could become withdrawn and unwilling to face the other people in the crash, or the families of the others in the crash if there were serious consequences.

You will need counselling and a great deal of care to help you come to terms with the after-effects of the accident. Thankfully, making a claim for a mental injury in a car accident is as legitimate as road accident injury claims for physical damage.

If you have suffered any mental trauma or PTSD then we can help.

How long can you make a claim after a car accident?

The law in the UK states that personal injury claims must be made within three years of the incident. Some room is given for special circumstances; such as a claim for PTSD that was not properly diagnosed until sometime after the crash, in which case the date of the three-year window will begin on the diagnosis date rather than the accident itself.

It is important that you contact us as soon as possible after your car accident so that we can begin the process without delay.

With car accident compensation, how long does it take to go to court?

Pleasingly, most car accident compensation claims do not reach the stage of going to court and they are generally resolved satisfactorily by the legal teams on either side without the need for a court hearing.

Once you choose to make a claim with Accident Line Direct, you know that you are in the hands of a professional team of car accident solicitors who will work to their utmost for your benefit, ensuring that you receive well above the average compensation for a car accident.

We follow the same guidelines for compensation as a court throughout the process and will push the at-fault party to offer the maximum possible award before moving to a court hearing should there be no positive results.

If no agreement can be made, however, we are quick to look for a swift and satisfactory ending and will move to a fixed court date immediately.

Thankfully, in most cases, the at-fault party is more than happy to settle the incident without incurring additional court costs.

The car accident claims process in the UK can be lengthy if you are claiming for being injured after a car accident. If the fault is contested, with multiple victims and a need for the examination of significant amounts of evidence, then the process can take many months. However, most claims are brought to a satisfactory conclusion without too much delay, especially if the responsibility for the accident is without contention.

Can I claim compensation after a car accident where there was no other driver?

If you have had an accident due to poor road conditions or another non-fault obstacle, then it is possible to make a claim against the council responsible for the environment. Contact us if you have this type of claim to discuss the details.

Who pays for the court fees and the final compensation award?

Almost all road traffic accident costs are settled by the at-fault insurer. Car insurance is a mandatory legal requirement to drive in the UK and so every motorist should have a minimum of third-party insurance to cover your required financial recompense in the event of a crash.

Should you need to make a claim against an uninsured or unknown driver then we will work with the Motor Insurers’ Bureau (MIB) to make sure you get the compensation you deserve. It is important that you are not left to suffer due to the negligence of another to obtain insurance, or because they leave the scene without a trace.

Do I need a police report to make a claim for compensation? What about a medical?

Without a police report as evidence of the crash, it will be very difficult to make a successful claim for compensation.

Similarly, you will need to have medical reports from doctors at the time to claim for any injuries, especially if they have been healed by the time of making the claim.

The more evidence you can provide, the more likely your claim is to be successful and pay out a substantial final award for compensation.

What is No Win No Fee? Can Accident Line Direct help me with my car accident compensation claim?

At Accident Line Direct we believe that everyone has the right to a top-level legal representation, no matter their personal circumstances. To that end we work on a No Win No Fee basis (also called a Conditional Fee Agreement or CFA). Under No Win No Fee we do not charge you a penny for our services prior to the final award and make our money through a success fee taken as a small percentage of the total compensation. There’s no small print or hidden fees.

Read more about No Win No Fee and conditional fee agreements in our guide here.

If you would like to know more, please read our library of articles where you will find in-depth information on compensation amounts and more – simply search for the type of injury you have suffered for a greater in-depth account of the process and the possible outcome.

Give us a call today to see what we can do for you. Our front-line advisors are all well-trained professionals who will able to help with an initial assessment of your claim before passing your details onto one of our specialist road traffic accident personal injury lawyers. It won’t be long until you are the recipient of a substantial payment to compensate you for the pain and suffering and other financial losses you have incurred due to the accident.

0808 1454275

Accident Line Direct can help you begin your potential claim, get in touch today!

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