Finger Injury Compensation Claims
A resource page for a finger injury that wasn’t your fault.
Finger injuries range in severity, but the main issue with having an injury of the phalanges is that they are attached to our handies – and we use these for basically everything we do each day.
Finger injuries are surprisingly debilitating, as you will well know if you have suffered from one, and can prevent you from doing your job properly resulting in income losses.
We use our fingers for many intricate tasks, some of which are integral to our daily functioning; getting dressed, cooking, inter-digitating (google it), shaking hands, writing, typing, applying makeup, combing your hair, opening a packet of Tyrell's sea salt and balsamic vinegar crisps…
However, a severe finger injury is no laughing matter – repetitive strain injury, vibration white finger, amputations, dislocation, fractures & breaks can all seriously impact our lives and lead to further personal harm such as related illness and depression.
It’s not hard to imagine the consequences a finger injury can have on your working life. If you are a tradesman then vibration white finger may prevent you from being able to handle tools with precision and accuracy, putting you out of a job. Repetitive strain injury from unsupported wrists can make you incapable of typing or writing in an office based job – in fact, finger injuries would affect anyone who works with their hands, which is basically every single one of us.
Not only would your working life be affected but your personal life would be affected too. In more severe cases hobbies that involve gripping an object or handling a ball would have to be parked, as well as driving, forcing you to use public transport and incurring more costs.
Typical finger injuries that we see in compensation claims
- Nerve compressions
- Infections of the finger
- Breaks and dislocations
- Disfigurement of fingers
- Cuts and lacerations
Vibration White Finger
Is a secondary form of Raynaud’s disease and is now more correctly termed – Hand Arm Vibration Syndrome, or the catchy HAVS for short. It is a circulation disorder of the fingers caused by the continued handling of vibrating power tools. The extreme and prolonged vibration causes the sensitive capillaries and blood vessels in the fingers to become damaged so that blood cannot reach the extremities.
How much money can I receive for a finger injury?
The judicial college have the current guideline compensation amounts for finger injuries
|Trivial Thumb Injuries||Up to £1,760|
|Minor Injuries to the Thumb||Up to £3,150|
|Severe Dislocation of the Thumb||£3,150 to £5,410|
|Moderate Injuries to the Thumb||£7,700 to £10,040|
|Serious Injury to the Thumb||£10,040 to £13,360|
|Very Serious Injury to Thumb||£15,620 to £27,910|
|Loss of Thumb||£28,310 to £43,710|
|Amputation of the Terminal Phalanges of the Index and Middle Fingers||In the region of £19,920|
|Amputation of Ring and Little Fingers||In the region of £17,380|
|Loss of Part of the Little Finger||£3,150 to £4,670|
|Amputation of Little Finger||£6,890 to £9,760|
|Loss of the Terminal Phalanx of the Ring or Middle Fingers||£3,150 to £6,260|
|Serious Injury to Ring or Middle Fingers||£11,890 to £13,020|
|Total Loss of Middle Finger||In the region of £12,460|
|Fracture of Index Finger||£7,270 to £9,760|
|Partial Loss of Index Finger||£9,700 to £14,930|
|Total Loss of Index Finger||In the region of £14,930|
|Severe Fractures to Fingers||Up to £29,290|
This table does not include any special losses you may have experienced such as transport costs, loss of income or the pain and suffering of not being able to take part in sports, hobbies or family activities.
Causes of a finger injury
The most common cause of injury is usually workplace-based such as the instance of HAVS or repetitive strain injury. The likelihood of injury from an accident is also greatly increased when industrial machinery is involved, the same applies to people operating heavy machinery where cuts and breaks are more common.
Industries most at risk would be;
- Agriculture and fishing
- Office jobs
- Manual labour
Falls from height or slips, trips, and falls can also be a cause for finger injuries, especially when you think about the way in which we usually fall – by throwing our hands out first.
Some finger injuries may also be caused by Road Traffic Accidents or from an assault. They could also be caused by a slip, trip, or fall in a public place.
What matters in personal injury law, is that your fish finger sandwich was ruined by somebody else, A.K.A; the accident wasn’t your fault and you deserve compensation for your injuries.
At ALD we work with solicitors whose aim is to try to reinstate you to the situation you were before the accident happened – that may not be completely possible with long-term injuries but we will do our very best to make sure you are living the life you had before the accident.
How to claim with us
There are certain time frames that apply to compensation claims for personal harm. Typically, the courts expect the claim to be made within three years of the accident occurring, or in certain cases, within three years of the symptoms of the accident becoming apparent.
Accident Line Direct use solicitors who are highly experienced and successful at winning personal injury claims but to increase their chances of success you will need;
To be able to provide evidence of injury from a medical report, from eyewitness accounts, or any other documentation of the accident and injury.
To be able to claim for special damages (indirectly incurred costs from your injury such as transport costs, additional care or accumulative debt from income loss) it is helpful if you can provide receipts, bills, and invoices that back up your claim.
A Personal Injury Solicitor will need to show that your injury was the result of someone else’s negligence, someone who owed you a duty of care.
hypothetical examples of negligence:-
- James works on a busy construction site, he is a qualified carpenter and is adept at using power tools. However, the owner of the construction site is desperate to get the houses finished before the deadline, he tells James to help the electrician install lighting fixtures. James has an accident with the wiring, not being a qualified electrician, and severely burns his fingers putting him out of work for several weeks. In this instance there may be a case for a personal injury claim as James was asked to do a job he wasn’t qualified or trained to do, leading to his personal harm.
- Charlotte goes to her doctor with complaints of pain in her fingers. The doctor refers her to the hospital where she sees a specialist. The specialist tells Charlotte she will need surgery on the tendons in her hand as they are pressing on a nerve causing her pain. A glitch in the computer systems mean there is a long delay between Charlotte’s diagnosis and her treatment. Eventually Charlotte receives treatment but she has suffered a great amount of pain and has had to give up her work and hobbies whilst waiting for surgery, which was not as successful due to the lateness being administered. The personal harm caused by the delay in treatment may be negligence on the hospitals behalf and compensable by law.
No Win No Fee
Accident Line Direct will try to arrange a no win no fee agreement wherever possible so that there is no financial risk for the claimant. We are strong believers that compensation should be available to everyone who deserves it and not just those who can afford it.
Accident Line Direct – why claim?
If you have been involved in an accident that wasn’t your fault, you have suffered because of it and you are now worse off than you were before – then you deserve to be compensated, simple as that. Give us a call today and we will discuss your claim with you free of charge. We can provide you with details about making a claim, answer any queries and listen to what you have to say.
But ultimately, it’s not all about money, it’s about making something right, it’s about support and it’s about recovery.